At the VC Law Group, we represent consumer debtors in both Chapter 7 and Chapter 13 bankruptcy cases. We regularly advise individuals on the bankruptcy process as well as which chapter is best for their needs. Our fees are quite competitive and we require little cost to begin work on a case. We also offer expedited services in certain situations and can often have a filing ready within a very short period of time. Finally, all of our petitions are prepared by experienced attorneys that oversee every step of every case.
Our experience in chapter 7 bankruptcy cases ensures that your case will be handled timely and correctly. We prepare petitions on behalf of our clients regularly. We also prepare our clients for and represent them at their 341(a) meetings of creditors and see their entire cases through to discharge. In certain instances, we can even recover money that has been garnished or paid to creditors prior to the filing of a chapter 7 bankruptcy petition.
We also represent consumers in chapter 13 cases. We are experienced in drafting chapter 13 plans and ensuring that our clients receive all the benefits of a chapter 13 bankruptcy filing, including lien strips on second mortgages and home equity lines of credit as well as lowering secured payments in certain instances. As with our chapter 7 cases, we prepare our clients for and represent them at their 341(a) meetings of creditors. We also ensure that their cases are seen through confirmation.